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The Complete Debt Relief Manual: Step-By-Step Procedures for: Budgeting, Paying Off Debt, Negotiating Credit Card and IRS Debt Settlements, Avoiding … Repair – Without Debt Settlement Companies

The Complete Debt Relief Manual: Step-By-Step Procedures for: Budgeting, Paying Off Debt, Negotiating Credit Card and IRS Debt Settlements, Avoiding … Repair – Without Debt Settlement Companies

The Complete Debt Relief Manual: Step-By-Step Procedures for: Budgeting, Paying Off Debt, Negotiating Credit Card and IRS Debt Settlements, Avoiding ... Repair - Without Debt Settlement Companies

The Complete Debt Relief Manual is the definitive guide to paying off and eliminating any kind of debt. Written from a procedure writer’s perspective, it will guide you, with detailed steps, sample letters, and checklists, through the processes of budgeting, deciding the best way to pay off debts, negotiating settlements with credit card companies or the IRS without getting scammed by debt settlement or consolidation companies, dealing with debt collector calls and hassles, handling or avoiding lawsuits, determining whether or not to declare bankruptcy and how to avoid it, and repairing your credit and improving your credit score. Foreclosure is not dealt with due to its specialized nature and the risks involved of tackling it without an attorney. Born from the author’s painful lessons learned and personal experience, The Compete Debt Relief Manual is a treasure of accurate and effective procedures to guide your every step on your journey to debt freedom.

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Posted by getloans - May 4, 2014 at 8:11 am

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The Wall Street Journal Guide to Understanding Personal Finance, Fourth Edition: Mortgages, Banking, Taxes, Investing, Financial Planning, Credit, Paying for Tuition

The Wall Street Journal Guide to Understanding Personal Finance, Fourth Edition: Mortgages, Banking, Taxes, Investing, Financial Planning, Credit, Paying for Tuition

The Wall Street Journal Guide to Understanding Personal Finance, Fourth Edition: Mortgages, Banking, Taxes, Investing, Financial Planning, Credit, Paying for Tuition

“The Wall Street Journal Guide to Understanding Personal Finance” gives you clear, simple explanations of the complexities you face every day in your financial life. This revised and updated edition also includes the information you’ll need to make smart decisions about — and avoid the pitfalls of — banking, credit, home finance, financial planning, investing and taxes.

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Posted by getloans - July 22, 2013 at 8:00 am

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Can you go to jail in texas for not paying a payday loan?

Question by James G: Can you go to jail in texas for not paying a payday loan?
I cant pay these loans back and I have post dated checks with the payday loan companies. Im afraid they could prosecute me for the bad post dated checks. What is going to be the best way to handle this situation?

Best answer:

Answer by Gatsby216
Immediately send them a letter via certified mail, keep a copy for you yourself.
State that those post dated checks should not be cashed and you would like them returned to you.
You could put stop payments on those checks, or close the account. Again you could put that in your letter.
I am not sure how that works, as this is more a loan, rather than the normal bad check problem.
But it is a good question, and you need to protect yourself.

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Posted by getloans - February 11, 2013 at 2:37 pm

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Are there any legal consequences for not paying back a payday advance loan?

Question by butterflybaby20082000: Are there any legal consequences for not paying back a payday advance loan?
I took got a payday advance loan from cashnetusa.com I believe it was and It was due to be paid today. I had the intentions to pay it and now i dont have the money to. They tried to take the money out of my checking account and it was denied, leaving me with a fee from my bank because it was returned. I closed my bank account to keep this from continuing. What can they do if I am unable to pay this back? And in about how much time would they take these actions?

Best answer:

Answer by Facety Jeff
They can sue you for the money plus interest, they can have the court order/enter a judgement against you to pay them back all the money, interest + legal fees. If they are very nasty they will wait until the amount goes to above the smalll claims court limit then take you to big court and sue you for more, they can alternatively sell your credit to an annoying agency who will call you day and night, show up at your work, and tell everyone you know that you owe them money (including your boss, family, friends, etc). They can also go back and investigate yoour loan application and if they find any false information on it they can give it to the police and charge you for fraud if either they or the police find you lied, they can ruin your credit, this can also increase your cost of other credit cards or cause you to loose credit altogether. In some states it is a crime to write a check with nsf or insufficient funds so that alone could be enough to land you 90-180 days in jail. they can nail you for fraud if for example you realy do not have a job or your pay check is not what you said it was or if you misrepresented things on your application.

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Posted by getloans - September 6, 2012 at 1:01 pm

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Can you get arrested for not completely paying back a payday advance loan ? ?

Question by : Can you get arrested for not completely paying back a payday advance loan ? ?
My bf got a call today from a payday advance place & the lady on the phone said that they would send the sheriffs office out to pick him up for non payment of a payday advance loan that is 3 years old & he paid all but like 120 $ back . Can he be arrested for this or are they just threatening to try & get him to pay ?

Best answer:

Answer by CatDad
These are illegal threats. No debt collector has the power to send the sheriff out to collect a debt. Many debt collectors are under extreme pressure to meet quotas to keep their jobs, so that’s why many of them skirt the laws in order to collect on old defaults.

Normally, you should pay your obligations, but you should not deal with or pay collection agencies that engage in illegal tactics like this.

– Get a tape recorder and start recording their calls. When they call, read the following disclaimer:
– Be advised this call is being recorded. If you do not consent to being recorded, you need to terminate this call. Continuation of this phone call after officially being informed that it is being recorded implies consent to be recorded. This recording will be used to pursue Fair Debt Collection Practice Act violations in a court of law.

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Posted by getloans - July 23, 2012 at 1:53 pm

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Instant Installment Loans – Quick Cash without Paying a Fortune – Part 1

https://instant-installment-loans.com/part2– Click the link for Part 2Here’s how you can get access to quick cash without paying a fortune by working with a reputable company that will circulate your loan application to over 100 banks.

You can have the money within an hour if you need it right away. Otherwise just apply now, without risk, and have the credit waiting for you when you do need it.

https://instant-installment-loans.com/part2

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Posted by getloans - September 22, 2011 at 4:49 pm

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