Posts tagged "Installment"

Unsecured Loans For Bad Credit- Bad Credit Installment Loans- Unsecured Loans No Credit Check

Unsecured Loans For Bad Credit- Bad Credit Installment Loans- Unsecured Loans No Credit Check

Are you running low on cash but eyeing on a big ticket item? Does your available money hold you back from your much needed vacation? Fret not, you can apply for a personal loan for whatever reason.

Here are some information about unsecured loans you might be interested in.

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Posted by Cathy Miller - October 3, 2013 at 2:01 pm

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Payday Installment Loans Online

Payday Installment Loans Online

Generally, financial crisis takes place in low and middle class families, and it could be particularly hard to survive. Any emergencies during such time could ruin the harmony within the family. In such case, a lot of individuals opt for overnight cash advances and simple online payday loans.

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Posted by Cathy Miller - August 14, 2013 at 2:36 pm

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Installment loans for people on disability with bad credit?

Question by Ellie Mae: Installment loans for people on disability with bad credit?
on social security disability and need a loan of about $ 2000. able to pay on monthly basis for installment loan, not payday loan.

Best answer:

Answer by gosam777
Your problem is lenders cannot garnish or seize government assistance money. Lenders need a guarantee if you default, they can recover at least some of their money. Since they cannot take SS money, they have no way to recover it, and won’t lend it out. Unless you have some collateral, a car with free title, electronics, furniture, something of value you can use as security, you won’t find anyone.

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Posted by getloans - April 12, 2013 at 1:34 pm

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Do you need an installment loan to maintain or build credit?

Question by AquaAngel: Do you need an installment loan to maintain or build credit?
By the end of this year, I will have all of my insallment loans paid off except for my mortgage. I have 2 credit cards that will be in good standing, low balances and all that. I want to build my credit to get the best rate I can to build a house in about 2 years. Am I going to need another installment loan on my credit report to have a good enough score? Or will the mortgage and credit cards suffice?

Best answer:

Answer by TheOnlyBeldin
Unless you have instances of defaulting or non-payment in your past, with the situation you describe, your credit should be good enough. Check your credit report for any errors.

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Posted by getloans - February 21, 2013 at 2:39 pm

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Will the credit cards that charge no interest for transfers pay off installment notes too?

Question by mydoghatesme: Will the credit cards that charge no interest for transfers pay off installment notes too?
I have an installment loan that I pay. The payment is$ 239/mo. Is there a credit card or another loan I can get with no interest or low interest if I have great credit? My current rate is 10%.

Best answer:

Answer by bdancer222
If you find a credit card offering 0$ or low interest with no transfer fee, you could use it to pay off an installment loan. However, such credit card offers are pretty much non-existent now. If you have stellar credit, you may get an offer for a low interest rate for a limited period (a year or less), but there will probably be a transfer fee of about 3%.

You also have to be very careful with those special offers. Any little slip up will result in a rate increase.

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Posted by getloans - January 11, 2013 at 1:06 pm

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Personal Loans : What Is a Secured Savings Installment Loan?

Personal Loans : What Is a Secured Savings Installment Loan?

When you heard about Secured Savings Installment Loan, did they tell you that it will just get you into a secured loan program with a lender, meaning you have to deposit money into an account, which you will then borrow against?

Simply put, you will pay the lender interest to borrow your own money from them. Did you believe all these?

Watch this video if it holds true, or it’s just plain bluff.

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Posted by Cathy Miller - December 20, 2012 at 9:08 am

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Can any one explain me , difference between fixed installment or reduced installments in personal loans.?

Question by Veera: Can any one explain me , difference between fixed installment or reduced installments in personal loans.?
Can any one explain me , difference between fixed installment or reduced installments in personal loans.

plz also tell me which bank is giving at modarate interest rate for personal loans for software engineers(bangalore).

Best answer:

Answer by mardix27
In simple layman’s terms:
Fixed installments are rates that are the same throughout the length of the loan. Therefore, your monthly payments would be the same throughout the life of the loan (unless you default or something).

Reduced installments may be temporary and/or varied. Your monthly payments may be lower than normal, but your payments may not be the same and may vary month by month. There is also a chance that as with those rates seen in ARM mortgages, your rates may almost skyrocket in some months.

As for as banks & loan rates, I am not too sure at which bank has the best rates. I personally belong to a Credit Union. Credit Unions gives good rates to its members. Check out www.http://www.lovemycreditunion.org to find a credit union that you could join.

Good luck

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Posted by getloans - December 11, 2012 at 2:06 pm

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Exploring Unsecured Installment Loans

Generally, banks as well as any other establishment withhold loaning huge amounts of money to individuals who have poor credit or poorly managed financial history. Successful individuals could be deemed having a little care because of the substantial salaries that allow them to live comfortable lives and get the comforts they desire.

However, not all of us live in financial comfort. As a matter of fact, most of us live from paycheck to paycheck and in a constant struggle to make ends meet.

People who realize that they can’t always have the ability to stretch their money to their next paycheck often fall into despair and the outcome is an accumulating debt.

Cash advances may be obtained in such situations, however before a person starts with the search and application process, he or she should be equipped with a plan that is going to help in securing a stable financial future.

Individuals who are interested in applying for an unsecured high risk loan would greatly benefit from doing enough research into loan possibilities that are accessible and available to them.

Before dealing with risky cash advances, applicants must at least be aware of ways that payments will be made. Those who need cash fast and are familiar with the Internet can come across an array of information that could help in the decision of the best loan to apply for.

A lot of sites offer information, but not every detail is spelled out before an individual fills out and submits an application. Before signing up for something where the future is uncertain, the proper preparation is called for so as to help ensure success.

Individuals who find themselves in a particular situation in which they need to take into consideration applying for such a loan must only do so if they have a solid plan for how they are going to cover the potentially high down payment and other costs.

 

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Posted by Cathy Miller - December 2, 2012 at 2:06 pm

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My installment loan for mobile home is in default, what do I have to do?

Question by nhop02: My installment loan for mobile home is in default, what do I have to do?
I got a letter in the mail saying that my installment loan for our mobile home is in default, what do I need to do? can i make up the payment? i am a month and half behind I guess. My husband didn’t make a payment.
That’s all I have to do is bring the loan payments current? and they will stop the default?

Best answer:

Answer by Squirt
Bring your payment current. Mortgage co. would rather work with you than spend time and money in a default situation. It will ruin your credit if you default. Maybe the loan payment wasn’t credited to the right acct. If your husband did pay, check your canceled checks and bring a copy to the co. Women need to know what goes on in their finances so maybe it’s a good idea for the 2 of you to pay bills together.

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Posted by getloans - November 13, 2012 at 2:44 pm

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Q&A: I have bad credit and am looking for an installment loan to pay off payday loans?

Question by : I have bad credit and am looking for an installment loan to pay off payday loans?
I need Canadian companies only, preferably Ontario

Best answer:

Answer by My Take on It
You are not going to get an installment loan to pay off payday loans if you have bad credit.

In fact, you had to get payday loans because that was the only type of loan you could get due to your credit then..and now you cannot even pay the payday loans, and your credit is still bad. If you couldn’t get a *normal* loan back then, you sure won’t be getting one now.

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Posted by getloans - October 24, 2012 at 1:38 pm

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