Can you get arrested for not completely paying back a payday advance loan ? ?

Question by : Can you get arrested for not completely paying back a payday advance loan ? ?
My bf got a call today from a payday advance place & the lady on the phone said that they would send the sheriffs office out to pick him up for non payment of a payday advance loan that is 3 years old & he paid all but like 120 $ back . Can he be arrested for this or are they just threatening to try & get him to pay ?

Best answer:

Answer by CatDad
These are illegal threats. No debt collector has the power to send the sheriff out to collect a debt. Many debt collectors are under extreme pressure to meet quotas to keep their jobs, so that’s why many of them skirt the laws in order to collect on old defaults.

Normally, you should pay your obligations, but you should not deal with or pay collection agencies that engage in illegal tactics like this.

– Get a tape recorder and start recording their calls. When they call, read the following disclaimer:
– Be advised this call is being recorded. If you do not consent to being recorded, you need to terminate this call. Continuation of this phone call after officially being informed that it is being recorded implies consent to be recorded. This recording will be used to pursue Fair Debt Collection Practice Act violations in a court of law.

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