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Financial Management: Theory & Practice (with Thomson ONE – Business School Edition 1-Year Printed Access Card)

Financial Management: Theory & Practice (with Thomson ONE – Business School Edition 1-Year Printed Access Card)

Financial Management: Theory & Practice (with Thomson ONE - Business School Edition 1-Year Printed Access Card)

  • Used Book in Good Condition

Give future and current managers a thorough understanding of the financial theory that is essential for developing and implementing effective financial strategies in business today. Brigham/Ehrhardt’s leading Financial Management: Theory and Practice (13th Edition) is the only text that strikes a perfect balance between solid financial theory and practical applications. Readers gain a strong working knowledge of today’s changed financial environment as this edition examines recent financial crises, the global economic crisis, and role of finance in the business and students’ personal lives. This book’s relevant presentation, numerous examples and emphasis on using Excel spreadsheets shows readers how to increase the value of a firm. Integrated practice using Thomson ONE-Business School Edition gives readers hands-on experience using the same research tool Wall Street professionals rely upon daily. This book is both the ideal choice for today’s introductory MBA course as well as a valuable reference tool for students throughout their academic and business careers.


About This Edition

New Features

  • Reorganization offers flexible coverage for one-semester or two-semester courses.
    This new edition is reorganized to address key concepts and essential topics within the first 17 chapters, ensuring that students receive the coverage they need whether in a one- or a two-semester course. Later chapters provide more advanced and expanded treatment of topics to build upon earlier material and increase student mastery of concepts.
  • The latest examples reflect today’s global economic crisis.
    Updated, timely real examples throughout almost every chapter demonstrate the impact of today’s financial crisis in all areas of business and life. New “Global Economic Crisis” boxes in many chapters highlight specific finance issues related to the crisis.
  • Chapter opening graphics emphasize the big picture for students.
    New, informative graphics at the beginning of each chapter clearly illustrate how the chapter’s topics and concepts fit into the overall financial framework.
  • Excel tool kits, now integrated with the text, ensure student spreadsheet proficiency.
    The authors have created Excel Tool Kits for each chapter to enhance student proficiency with spreadsheets. Tool Kit models, available as self-taught tutorials through the book’s website, detail many of the features and functions of Excel. In this edition, actual screen captures from the Excel Tool Kit models appear within the text, allowing students to clearly and more closely follow the models in analysis.
  • Aplia finance saves time and supports interactive learning.
    Today’s fastest-growing interactive online homework management system, Aplia engages students in course concepts, ensures that they practice on a regular basis, and helps them prepare for finance with a series of tutorials. Problem sets specific to this edition provide instant grades and detailed feedback. Students have the opportunity to learn from and improve with every question.

Additional Features

  • Professional power of Thomson ONE – Business School Edition lets students work with actual financial tools.
    Now students can complete financial research and analysis using the same tool that professional brokers and Wall Street analysts trust every day–Thomson ONE – Business School Edition online database. Educators and students have instant access to leading financial data sources, including Thomson Financial, Worldscope, SEC Disclosure, First Call, Datastream and more. Corresponding Thomson ONE problems in most chapters in the text enable valuable practice.
  • End-of-chapter spreadsheet problems guide students through building a model.
    Partially completed, end-of-chapter spreadsheets contain financial data and instructions on how to “build a model.” This structure guides the student through the problem, minimizes unnecessary typing and data entry, and makes it easy to grade the work because all student answers appear in the same location on the spreadsheet.
  • Unmatched author expertise ensures a clear, contemporary approach.
    This premier authorship team combines the extensive teaching background and more than 30 years of text writing experience of Dr. Gene Brigham with the contemporary scholarship and practical, professional expertise of Dr. Mike Ehrhardt. Together, these authors deliver a consistent, accurate, and innovative approach that will keep students first in finance.
  • Practical application of theory and trends highlights the role of finance today.
    The authors clearly illustrate the application of concepts and theories throughout the book’s proven presentation, wealth of actual business examples, thought-provoking problem sets, and integrated mini-cases. Comprehensive mini-cases at the end of each chapter further demonstrate applications with corresponding PowerPoint slides and spreadsheets as well as solutions on the Instructor’s password-protected website.
  • A multidisciplinary approach demonstrates how finance affects all areas of business.
    The authors interweave various subjects throughout the text discussion to clearly demonstrate how business impacts finance and how all areas of business are affected by finance.
  • Early coverage of financial statements establishes a strong context for the concepts that follow.
    Presenting financial statements early within the text provides a clear picture of what financial management is all about. Students understand how the effects of financial decisions are shared throughout the firm. Early introductions to risk analysis, discounted cash flow techniques, valuation procedures, and EVA/MVA allows the authors to use and reinforce these key concepts throughout the book.

See this title’s supplement:

Study Guide for Brigham/Ehrhardt’s Financial Management: Theory and Practice (13th Edition)

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Posted by getloans - June 23, 2014 at 2:48 pm

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The Complete Debt Relief Manual: Step-By-Step Procedures for: Budgeting, Paying Off Debt, Negotiating Credit Card and IRS Debt Settlements, Avoiding … Repair – Without Debt Settlement Companies

The Complete Debt Relief Manual: Step-By-Step Procedures for: Budgeting, Paying Off Debt, Negotiating Credit Card and IRS Debt Settlements, Avoiding … Repair – Without Debt Settlement Companies

The Complete Debt Relief Manual: Step-By-Step Procedures for: Budgeting, Paying Off Debt, Negotiating Credit Card and IRS Debt Settlements, Avoiding ... Repair - Without Debt Settlement Companies

The Complete Debt Relief Manual is the definitive guide to paying off and eliminating any kind of debt. Written from a procedure writer’s perspective, it will guide you, with detailed steps, sample letters, and checklists, through the processes of budgeting, deciding the best way to pay off debts, negotiating settlements with credit card companies or the IRS without getting scammed by debt settlement or consolidation companies, dealing with debt collector calls and hassles, handling or avoiding lawsuits, determining whether or not to declare bankruptcy and how to avoid it, and repairing your credit and improving your credit score. Foreclosure is not dealt with due to its specialized nature and the risks involved of tackling it without an attorney. Born from the author’s painful lessons learned and personal experience, The Compete Debt Relief Manual is a treasure of accurate and effective procedures to guide your every step on your journey to debt freedom.

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Posted by getloans - May 4, 2014 at 8:11 am

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Cash Advance Pre-Approval Differs From That of Credit Card

Cash Advance Pre-Approval Differs From That of Credit Card

A person can take advantage the many perks brought about by using credit cards. People who have an above average credit score can easily and effortlessly avail certain premium services and rewards. They can utilize airport amenities for free. Some credit card companies also offer warranty and reward programs for their customers. What makes credit card different from cash advance pre-approval, though?

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Posted by Cathy Miller - January 29, 2014 at 9:37 am

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Money Management : Credit Card Balance Transfers With Poor Credit

Money Management : Credit Card Balance Transfers With Poor Credit

When you have poor credit and you do transfer your balance to the last known credit card that you had with good credit, such process is called consolidation.

What’s it all about? Watch this video and be enlightened.

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Posted by Cathy Miller - December 3, 2013 at 1:44 pm

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Cash Advance Credit Card

Cash Advance Credit Card

Credit card advances are more expensive than bank loans but they have perks that outweighs the setbacks. Some of these are the fact that you could immediately be funded in matter of days instead of waiting for months. Also, no collateral items are pawned or left in order to make loans.

Video Rating: 5 / 5

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Posted by Cathy Miller - November 14, 2013 at 8:05 am

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Scam Proof Your Online Shopping – Safety Tips For Shopping Online (Online Shopping Credit Card Safety)

Scam Proof Your Online Shopping – Safety Tips For Shopping Online (Online Shopping Credit Card Safety)

Scam Proof Your Online Shopping - Safety Tips For Shopping Online (Online Shopping Credit Card Safety)

Safety measures for shopping online are not a mere luxury but a key necessity. Millions of credit cards are compromised every day online and the truth is – no one is really safe. People have lost thousands and some millions at the hands of online scammers and hackers who have mastered the art of scamming by using various methods, which are discussed extensively in this Scam proof shopping Guide.

What makes matters worse is the fact that more than half of the people who are scammed are not aware of the scams or have no idea that they have been hacked (not even when they receive their bills). This is why it is important to always take the necessary precautions when shopping online in order to avoid being scammed knowingly or unknowingly. Do not think just because you’ve shopped a million times online before then you are safe – no you are not! Just like a car accident, it takes one moment to become a victim of cyber crime. Chances are you’ve already been scammed once or twice before and you don’t know about it.

Truth is there are a number of articles and guides that offer safety tips for shopping online and if you have the time you can spend the next week or two to search and read them one by one. Alternatively (and more recommended) download this book instantly and within minutes you will have all the information you will ever need to stay safe online (at least for the next 12 months until new scamming methods are discovered). Within the next hour you should have the entire armory you need to avoid falling prey of the unscrupulous scammers, hackers and untrustworthy sites online.
This comprehensive online shopping safety guide offers information about credit card safety, spotting fake sites and keeping phishers at bay. It is exactly what you need as we are excitedly headed for the Christmas shopping season. Yes! This Safe shopping Guide offers online holiday shopping safety tips as well.

It is structured around 10 safety tips for shopping online but you will also find additional information about general practices to stay safe while surfing the internet. The last chapter contains some action steps you should be using every day. You are probably utilizing just one out of all the ones listed there.
Don’t expect a course about how to shop online (it is so easy you do not need a book for that) or a list of best sites to shop from (these change every now and then) rather expect useful information about credit card security advice, Online security and payment systems, online security breaches and certification and online shopping safety precautions to take to avoid becoming a victim. We will teach you the methods to apply when checking any site in existence online. Our goal is to provide you with a quick win formula you can start using two hours from now.

Grab yourself a copy now, master the vital skill of avoiding online scams and be safe for your everyday and holiday shopping online.

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Posted by getloans - August 13, 2013 at 8:05 am

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Credit Card Nation: The Consequences of America’s Addiction to Credit

Credit Card Nation: The Consequences of America’s Addiction to Credit

Credit Card Nation: The Consequences of America's Addiction to Credit

Credit-card debt is choking American prosperity off at the neck. In Credit Card Nation, Robert D. Manning tells a fascinating story about the present and future consequences of credit dependence across all strata of U.S. society. Through extensive interviews with consumers, Manning talks to debtors, and to average Americans, affected by what Manning describes as our “credit card nation”: an American juggernaut of indebtedness that spans personal, corporate, and governmental debt.

No interest for one year! No annual fee! No minimum payments for six months! And, if you want to believe Robert Manning, there’s no way out of the debt that we find ourselves in, as individuals and as a country. Credit Card Nation combines debt of every kind–consumer, corporate, and governmental–and creates a vast landscape of profit-spewing lenders and struggling debtors present at every level of economics. Appalling statistics set readers off on a depressing journey: the years between 1980 and 1994 saw annual consumer charges skyrocket from 0 billion to 1 billion, with the average household carrying over ,000 in revolving debt. Accompanied by the erasure of nearly 0 billion in corporate debt and tremendous tax cuts for ever-merging conglomerates, the end of the 20th century seems to be just the beginning of an overwhelming cycle. While Manning’s book is extensively researched, it is also extremely readable. Individual stories of junk bondsmen, corporate raiders, and middle-class consumers are threaded throughout the pages of charts and statistics, with a few surprises. While most media would have us believe that students who rack up charge accounts are totally irresponsible, the reality is that some of these students are helping their families with cash-advance loans to make mortgage or insurance payments. Emphasis is also placed on the tremendous advertising budgets of credit card companies: Manning comments on “how quickly the cultural norms have changed in the Credit Card Nation,” we see a poster insisting “money can’t buy you love, but a credit card can get you started.” This is not a self-help book, and Manning has no 12-step program for debtors at any level. Credit Card Nation simply tells it as it is. –Jill Lightner

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Posted by getloans - May 2, 2013 at 8:35 am

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Can I call the credit card company and ask for a higher limit?

Question by starfishblues: Can I call the credit card company and ask for a higher limit?
I got a credit card about 6 months ago with a limit of just $ 800. It’s a student credit card. Can I call the credit card company and ask for a higher credit limit? I’ve heard you can ask for a lower interest rate and sometimes they’ll give it to you, but is the same true for a higher credit limit?

Thanks in advance.

Best answer:

Answer by Dr. Savvas

As a general rule, banks are always happy to give a higher credit limit.

However it does depend on the specific bank that you’ve been issued the card.

Usually banks look at your income and sources of funding prior to increasing the credit limit, but they do not pay much attention to it. So most probably the bank will increase the credit limit,

if not. tell them you found a better deal with some other bank, they will then ask which bank; give them a bank’s name in random and provide them with a reasonable deal and I guarantee you that they will match it.(the deal)

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Posted by getloans - April 9, 2013 at 1:54 pm

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What are the downfalls to a cash advance on a credit card?

Question by Tom W: What are the downfalls to a cash advance on a credit card?
I need a 3000 dollar loan for a car, but my mom says, to avoid full coverage insurance, we get these cash advance credit card things in the mail all the time where you can take 3000 out of the credit card then pay it of, but i dont know if my mom know hat shes talking about, because I dont want to be paying this off for the next 10 years

Best answer:

Answer by Michelle

1, Cash advances on a credit card come with high interest rates, meaning that in the longrun your car will be more expensive.

#2, IF something happens to your $ 3,000 car (broken, wrecked, etc…), you still have to repay your loan. – If you had full coverage with the option that your insurance company would pay off your car, then you wouldn’t have to worry about what happens if your car gets smashed a week after you get it.

Then again, $ 3,000 is pretty cheap for a car. So the risk might be worth it to you. … I would also look into the option of getting a “personal” loan from a bank. If you qualify, the money would be yours to spend on whatever you want. But they would not be able to force you to buy more insurance coverage than you want.

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Posted by getloans - February 6, 2013 at 1:56 pm

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What types of credit cards pays the customer for using the card?

Question by kiwi753: What types of credit cards pays the customer for using the card?
Can you please include the types of cards that a 19- year- old can get. What I mean is, some credit cards are difficult to receive based on age etc. I have a credit card and I dont like that company and I am about to actually close the account, but I want another credit card..

Best answer:

Answer by Lee
Speaking from experience, there are quite a few of credit cards that offer money back… I’m just not exactly sure if companies have varying names for these types of credit cards. The card I have is from Citi Bank and the card is called “Citi Dividends.” The way mine works is that for each $ 100 that I charge I get $ 1 back. It isn’t much, but there is no annual fee for this card either. Also, after the “dividends” is up to $ 50, you can call or go on their website to request that a check be cut. So, they’ll cut you a check that you’ll receive within a week or 2 for exactly $ 50… No taxes taken out or anything. =) Hope that helps!

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Posted by getloans - January 25, 2013 at 1:42 pm

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