Can personal loans be a smarter way to repay your credit card debt?
Thinking about availing of a personal loan? You must first be aware of the terms and conditions and have a general overview of the loan you are applying for. Some of these tips will sure help you think over the details of your loans.
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Bad Credit Auto Loans Tips | Bad Credit Car Loan Lenders Reviews
Car financing could be the key to your current dilemma. You apply for an auto loan to a company which you think offers the best rates for you. After they accept your application, they will start processing it. They will then forward a check to the company or the bank that is in possession of the title to your car.
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Possible to open an account without a credit check?
Question by tom t: Possible to open an account without a credit check?
I have a debt that i’m not inclined to pay and in the meantime i want to open a bank account. If i do that though, they normally run a credit check which could trigger the interest of the party to whom i owe money.
I don’t want any kind of credit or overdraft now, just a place to put my wages. Is there anywhere i can do that without arousing the interest of my creditors?
Best answer:
Answer by Cica
Sorry but no. Most banks require credit checks to open a new account. I suggest speaking with a credit union. I had bad credit also but with them I was still able to open an account. They can also help you clean up your credit at your own pace.
Best wishes
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Can I call the credit card company and ask for a higher limit?
Question by starfishblues: Can I call the credit card company and ask for a higher limit?
I got a credit card about 6 months ago with a limit of just $ 800. It’s a student credit card. Can I call the credit card company and ask for a higher credit limit? I’ve heard you can ask for a lower interest rate and sometimes they’ll give it to you, but is the same true for a higher credit limit?
Thanks in advance.
Best answer:
Answer by Dr. Savvas
As a general rule, banks are always happy to give a higher credit limit.
However it does depend on the specific bank that you’ve been issued the card.
Usually banks look at your income and sources of funding prior to increasing the credit limit, but they do not pay much attention to it. So most probably the bank will increase the credit limit,
if not. tell them you found a better deal with some other bank, they will then ask which bank; give them a bank’s name in random and provide them with a reasonable deal and I guarantee you that they will match it.(the deal)
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What are some quick and easy ways for an eleven year old to make money?
Question by U : What are some quick and easy ways for an eleven year old to make money?
My mom says I have to buy everything for myself from now on, so I need to know some ways to make quick cash (and I don’t mean mow peoples lawns, sell newspapers, etc.).
I can’t make the money from my family cause they’re cheepskates.
Best answer:
Answer by Maskinery
Well, if you’re not into the old fashioned business of going around making money, try more unique ways.
At my mothers work, she is friends with someone who’s son (who is also eleven) makes fudge and trail mix and sells them through the work for about five dollars each.
He has made a lot of money so far, and I actually envy him, even though I am older.
Another interesting job is to buy and sell on eBay, with your parents’ permission and help. It takes a lot of work to master it, but it can be worthwhile. A yardsale is also nice.
I know you said you’re not interested in the little things, but those do add up! There’s a story of someone who bought a cheap lawnmower for about 10 dollars, and then made 10,000 dollars in one year!
Just look around for random jobs and it will eventually pay off. Tutoring, painting, helping out in offices, etc.
Don’t spend it on frivolous things like candy or toys, because eventually, you won’t even remember owning those things! It’s basically like throwing your money away.
What do you think? Answer below!
Well, if you’re not into the old fashioned business of going around making money, try more unique ways.
At my mothers work, she is friends with someone who’s son (who is also eleven) makes fudge and trail mix and sells them through the work for about five dollars each.
He has made a lot of money so far, and I actually envy him, even though I am older.
Another interesting job is to buy and sell on eBay, with your parents’ permission and help. It takes a lot of work to master it, but it can be worthwhile. A yardsale is also nice.
I know you said you’re not interested in the little things, but those do add up! There’s a story of someone who bought a cheap lawnmower for about 10 dollars, and then made 10,000 dollars in one year!
Just look around for random jobs and it will eventually pay off. Tutoring, painting, helping out in offices, etc.
Don’t spend it on frivolous things like candy or toys, because eventually, you won’t even remember owning those things! It’s basically like throwing your money away.
What is the easiest way to get a personal loan?
Question by Baked: What is the easiest way to get a personal loan?
I’m trying to get a fast personal loan, which is the best company to go with if you have bad credit or low credit ?
Best answer:
Answer by someone
Only way you will get a loan is through your bank and have payments debited from your checking account
What do you think? Answer below!
What are the downfalls to a cash advance on a credit card?
Question by Tom W: What are the downfalls to a cash advance on a credit card?
I need a 3000 dollar loan for a car, but my mom says, to avoid full coverage insurance, we get these cash advance credit card things in the mail all the time where you can take 3000 out of the credit card then pay it of, but i dont know if my mom know hat shes talking about, because I dont want to be paying this off for the next 10 years
Best answer:
Answer by Michelle
1, Cash advances on a credit card come with high interest rates, meaning that in the longrun your car will be more expensive.
#2, IF something happens to your $ 3,000 car (broken, wrecked, etc…), you still have to repay your loan. – If you had full coverage with the option that your insurance company would pay off your car, then you wouldn’t have to worry about what happens if your car gets smashed a week after you get it.
Then again, $ 3,000 is pretty cheap for a car. So the risk might be worth it to you. … I would also look into the option of getting a “personal” loan from a bank. If you qualify, the money would be yours to spend on whatever you want. But they would not be able to force you to buy more insurance coverage than you want.
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