Q&A: Does anyone know of a payday advance/ online place where I can get a small fast loan?
Question by miss_tink_21: Does anyone know of a payday advance/ online place where I can get a small fast loan?
I need a small loan.
And I need to be able to pay it off in small increments.
Does anyone know anywhere where this might be possible?
Best answer:
Answer by CatDad
Payday loans are never paid off in small increments.
Typical payday loan: You write them a check for $ 350 and postdate it 2 weeks in advance. They give you $ 300 and cash the check in 2 weeks.
With online payday loans, you give them your bank routing and checking #’s and in 2 weeks they debit your checking account, whether the money is there or not.
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Will the bank give you a small loan/check if a place doesn’t accept credit cards?
Question by Kid ‘Ney: Will the bank give you a small loan/check if a place doesn’t accept credit cards?
I want to pay for my apartment but the place I’m applying at won’t accept my credit card. Can I go to the bank for a small loan/check in order to make my payment? Also will the bank accept my credit card for payment?
Best answer:
Answer by funwithdouger
Get an advance on your credit card. you can do this at the bank or a bank machine. Then put that money in your bank account and write the check.
The bank would have a fee for writing up the loan and it’s a big haste. It’s much easier to raise the limit on your credit card.
Now write several credit card companies and ask for a lower interest rate. To get your business from another bank they will offer you a lower interest rate and do a balance transfer from the other credit card. They may even throw in a rate increase. Be carefull and don’t fall into to much credit card dept.
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Categories: Loan Questions Tags: accept, bank, Cards, Credit, doesn't, give, loan/check, Place, Small
Q&A: Can I borrow a small loan from a credit place where I have a car payment with?
Question by Jo-Jo: Can I borrow a small loan from a credit place where I have a car payment with?
In other words, I have a car and right now I had it financel from a place called Pioneer credit. I was thinking since I already had payments with them that maybe I can get small loan for christmas. Would they be able to give me a loan like that and would they be able to just add that amount I borrow on top of the total balance of my car payment?
Best answer:
Answer by SPIFIMAN1
Auto finance is what I do for a living and that is going to be totally up to your lender to decide.
But as long as you have had the loan long enough, have a good payment history, budget for the higher payment and most importantly have some equity in your vehicle, your chances are very good.
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