What can I do about a loan in my name that was opened not entirely willingly by me?
Question by James Light: What can I do about a loan in my name that was opened not entirely willingly by me?
My girlfriend, at the time, had me open an installment loan to pay for her child’s special education. After we split up, I agreed to pay a portion of the loan because I like the kid and the program was really helping, but now she refuses to pay any of it. I’ve been told by others who have “lawyer friends” that there are ways out of this pickle. No search results are specific to my situation but most concur that if it isn’t fraud, I’m stuck. Ideas?
Best answer:
Answer by Carys Thomas
My boyfriend lent me money to pay off my debts and when we split he demanded the cash back with interest or he’d take me to court. I spoke to a friend who said that the only way he could claim back that money was if there was a signed written agreemetn to pay it back, which there wasn’t. Leaving my ex with no leg to stand on. The court would see it as a gift because it was to help pay my debts to enable us to get a mortgage. I repaid him in cash rather than bank credit transfer therefore there was no trace of payments.
So if you don’t have anything to prove that your ex was going to pay a portion of the loan then I would assume that you would not be able to prove that she was liable for it. Really sucks that you’re in this position. If you have any texts or emails from her stating that she refuses to pay it or where she’s actually admitting to being partly liable for it then I suggest you show these to a court or print them off as evidence that she’s admitted to taking out the loan to benefit her with a promise to repay.
Might not help much but maybe try and get her to reply to you in a way that she admits being responsible for payment and evidence that she refuses to pay it back?
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What happens if someone took out a payday loan in my name?
Question by Candace: What happens if someone took out a payday loan in my name?
I’m going through a nasty divorce that has been dragging on for almost a year. A couple of days ago, both my brother and sister got phone calls from someone claiming to be a collection agency for a payday loan company saying that I had taken a payday loan and failed to pay on it. I have never taken a payday loan and my attorney cannot take action until I have something in writing. What can I do?
Best answer:
Answer by Jason Smith
It does not sound like an actual collection company, (actual collection companies can’t state they are calling because of an unpaid debt unless they are talking to the lendee… fdcpa guidelines), don’t know what it is but it sounds fishy. If you do talk to this person DO NOT give out any personal information, and inform family/friends not to give out theirs. Given that you are going through a divorce my best guess (and it is only that), is that it is a private investigator from your former signifigant other. Best of luck.
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