william k Asked: Complicated Military – Involuntary Separation Question?

If I remember right, you can't get Involuntary separation pay and get VA disability. You have to choose. has anyone taken the pay and then gotten disability and paid the lump sum back and how do they take it back, is it in monthly payments or all at once where you just don't get a check until it's paid off. I'm wondering because if you can pay it back in monthly installments the separation pay is looking like a nice little interest free loan which could save thousands on a mortgage.